Miami Florida FL Auto Insurance Leads
Reader’s Question:
Not a question about my wheels, but looking to put a boss cd in the wheels which is probably worth more than the car. Do you think I am covered with my auto insurance in Miami, Florida FL?
Jake
Miami, FL
That all depends on your existing policy in FL. You can start with checking the declaration page of you auto insurance policy to get familiar with your coverage on upgrades. For your cd player to be covered you need to check your comprehensive auto insurance coverage. Most companies stipulate that the cd player would have to be installed according to their instructions, generally in the dashboard, where the auto maker provided for the equipment for it to be covered. Since cd players attract looters, you may also want to consider installing a security system since your auto insurance carrier may offer a discount if the security is installed and activated.
In case you are just not covered and if you want to insure your loose tapes, cd and discs, your auto insurance provider probably has a rider for that purpose which generally protects you against theft and vandalism. Always remember that anytime you are considering an additional endorsement, we recommend you review and update your entire auto insurance policy so you make sure you are not underinsured. You better check with your agent in Miami, FL too and you may uncover favorable discounts and other riders.
Tags: auto insurance, car insurance, car modification insurance