Miami FL Car Insurance Help
Reader’s Question:
Hello. We have purchased a Recreational Vehicle in Miami and are intending to travel cross country. It seems like our regular auto insurance might not cover our RV. Please tell us about RV insurance.
Eugene
Miami, FL
Eugene, king of the road!
What fun! Selecting RV insurance will make sure you have a more comforting trip. Regular auto insurance will not cover the special features your RV most likely contains. Your RV has specialized features that enable it to serve as your home away from home. Should an accident occur, these features may not be covered with typical auto insurance. RV insurance will specifically recognize and value these distinctive features.
Remember that you will be carrying more personal property than usual. RV insurance covers personal property. And you have the security knowing that collision coverage insures most of your selected permanent options.
You will want insurance for bodily injury and property damage. RV insurance includes these liability risks.
Most operators in Miami select towing and labor riders with their RV insurance. Your auto insurance will not cover these surprises. There are also RV insurance riders available for people who decide to live on the road. Like auto insurance, RV insurance offers total loss coverage so that you can be assured of a replacement vehicle if an accident results in destruction of the vehicle.
You’re definitely in for a great experience. Relax and enjoy the country with the appropriate RV policy.