Reader’s Question: Would my driving history in New York affect my car insurance after I move here in Miami, Florida? Lex Miami, FL Definitely. Any car insurance provider there in Miami, Florida (or anywhere else for that matter) can get a copy of your New York driving history. This is because your driving record is [...]
Reader’s Question: Would it be a good idea to get a term life insurance policy for our grand parents in Miami, Florida? Gunther Miami, FL Term life insurance policies are usually more beneficial for younger people who only looks into a relatively short-period of life insurance coverage, usually they want to give financial security to [...]
Reader’s Question: I just want to know why smoking is a big deal to life insurance providers here in Florida. Ulysses Miami, FL Nice question, Ulysses. As you may know, smoking is said to be one of the factors that cause, among others, heart, lung and brain-related diseases. Meaning, if you are a smoker, the [...]
Reader’s Question: I live in Miami Florida. What are the typical rates offered by insurance companies? In addition, If I plan to purchase a life insurance, what are the factors that may increase the insurance premium? Jordan Miami FL There are three main categories of rate plans; preferred, standard and preferred plus. For preferred and [...]
Reader’s Question: I’ve never been good at numbers. Can you help me come up with a realistic death benefit package? I am applying for life insurance in Orlando, Florida. Kelsey Orlando, FL You don’t need to be good at numbers to come up with a death benefit amount that would accurately reflect your family’s needs, [...]
Reader’s Question: How do I choose which insurance company in Miami, Florida to get my life insurance from? I don’t want to be fooled my marketing gimmicks. Gianna Miami, FL Hello, Gianna! Is it still sunny in Miami Florida FL? Has the sound machine returned yet (wink, wink)? Kidding aside, this is quite a loaded [...]
Reader’s Question: We recently learned about life insurance and would like to get one in Miami Florida. But all our kids are graduating from college soon. You could say these are the hardest times for us because we have three kids graduating in the next four years, one after the other. What’s the best policy [...]
Reader’s Question: I am filling up my application form for life insurance policy here in Miami Florida. I got an amount equivalent to our standing home and auto loans. I hope this is enough. Is there something I’ve missed? Mya Miami, FL Good thing you haven’t finalized your application yet, Mya! Because there are a [...]
Reader’s Question: I have a smoker life insurance in Miami Florida but I am now trying to quit. How will quitting affect my insurance policy? Mina Miami, FL Let me cheer you first in this noble effort Mina – hep, hep, hooray! Go, Mina, go, you can do it! I have always been a supporter [...]
Reader’s Question: Hello! I’ve been independent since I was 18 and really don’t think I’ll be marrying soon. Do you think it will still be wise for me to get life insurance in Miami Florida FL? Bryce Miami, FL Independent woman, Bryce! Well this era certainly changed a lot of the norms of the past. [...]