Reader’s Question: I just want to know why smoking is a big deal to life insurance providers here in Florida. Ulysses Miami, FL Nice question, Ulysses. As you may know, smoking is said to be one of the factors that cause, among others, heart, lung and brain-related diseases. Meaning, if you are a smoker, the [...]
Reader’s Question: I live in Miami Florida. What are the typical rates offered by insurance companies? In addition, If I plan to purchase a life insurance, what are the factors that may increase the insurance premium? Jordan Miami FL There are three main categories of rate plans; preferred, standard and preferred plus. For preferred and [...]
Reader’s Question: I’ve never been good at numbers. Can you help me come up with a realistic death benefit package? I am applying for life insurance in Orlando, Florida. Kelsey Orlando, FL You don’t need to be good at numbers to come up with a death benefit amount that would accurately reflect your family’s needs, [...]
Reader’s Question: How do I choose which insurance company in Miami, Florida to get my life insurance from? I don’t want to be fooled my marketing gimmicks. Gianna Miami, FL Hello, Gianna! Is it still sunny in Miami Florida FL? Has the sound machine returned yet (wink, wink)? Kidding aside, this is quite a loaded [...]
Reader’s Question: I am getting my masters degree here in Miami, Florida. I want to be able to enjoy every minute of my stay without getting worried about hospitalization. Which health insurance will be best for me? Francis Miami, FL I agree with you, Francis; the idea of getting sick and having to miss out [...]
Reader’s Question: I am on a budget while studying here in Miami, Florida. But I don’t want to miss the chance of seeing this beautiful city in its full glory. I am planning on renting a car. Is this wise? How much should I set aside for auto insurance? Earl Miami, FL Hello, Earl, good [...]
Reader’s Question: Our teenage daughter got honors last year from her school in Miami, Florida. We had a deal that we can let her drive our car when this happens. How much charges would be added to our auto insurance if we do this? Pablo Miami, FL Uh-oh, Pablo! You had a deal and now [...]
Reader’s Question: Is it mandatory to get an automobile insurance in Miami, Florida? I just got my car registered for the first time. Tony Miami, FL The answer is yes– In registering any vehicle that has at least 4 wheels, you must have vehicle insurance. An auto insurance policy is a contract that protects you [...]
Reader’s Question: We recently learned about life insurance and would like to get one in Miami Florida. But all our kids are graduating from college soon. You could say these are the hardest times for us because we have three kids graduating in the next four years, one after the other. What’s the best policy [...]
Reader’s Question: I am filling up my application form for life insurance policy here in Miami Florida. I got an amount equivalent to our standing home and auto loans. I hope this is enough. Is there something I’ve missed? Mya Miami, FL Good thing you haven’t finalized your application yet, Mya! Because there are a [...]